Extrem de multa parsivitate si manipulare vedem in jurul sistemul de pensii din Romania. De prea multi ani ne invartim in jurul unor subiecte capcana, aruncate pe piata de cei interesati sa nu “rontaim sacul” pentru a evada in zona gandirii normale si de bun simt. Una din cele mai grave capcane,in care pica foarte multi oameni de bun simt, este cliseul: “pensiile ar trebui stabilite doar dupa criteriul contributivitatii ” . Suna bine electoral,si pare echitabil. Insa o analiza de bun simt si nu prea complicata , ne arata ca avem in fata un element otravit, folositor smecherilor care vor sa ne tina mintea ocupata cu nimicuri,pentru a nu ne implica constient in schimbarea reala a regulilor mizerabile , impuse de ei in functionarea sistemului – cu scopul evident de a le aduce lor profit.

Bineinteles criteriul contributivitatii trebuie sa fie unul din criteriile importante in stabilirea cuantumului pensiei, Insa societatea este un organism extrem de complex. Echitatea dorita, este mai mult o himera in viata reala. Sa vin cu un simplu exemplu: o persoana munceste din greu sa ajunga profesor,medic, IT-ist,inginer in diferite domenii….. O alta persoana,mai smechera, nu se complica sau pur si simplu nu o duce capul sa “urce o asemenea scara”, in schimb are relatii sus puse si ajunge soferul unui parlamentar(sau alt job in sistemul administratiei publice). Fraierul ce s-a chinuit ani de zile pentru a ajunge la un nivel profesional foarte ridicat, se va trezi ca are un salar cu mult mai mic,in comparatie cu smecherul pilos,din administratia publica. Prin urmare contributia pentru pensie a smecherului va fi mult mai mare in comparatie cu a “fraierului”. Anii trec…. “fraierul” si smecherul ajung la pensie – bineinteles ca pensia smecherului va fi mai mare in comparatie cu pensia “fraierului”. In Romania, smecherii au ajuns sa ia pensii de sute de ori mai mari decat iau “fraierii”. Un semianalfabet ce a frecat menta aiurea prin Parlamentul Romaniei sau un primar ce a furat si a daramat o comunitate, au pretentii la pensii speciale. Un politist ce abia trecea clasele in toata calatoria sa “istovitoare” prin scoala, sau un judecator corupt pana in maduva oaselor, au pensii incomparabil mai mari in comparatie cu un dascal de elita, ce a format zeci de generatii, sau cu un medic de top, ce a salvat mii de vieti. Da’ pana cand bre! ­čÖé

Discutia nu se rezuma la falsul subiect: pensiile speciale. Pur si simplu, trebuie sa ne trezim(suficient de multi pentru a impune acest lucru) si sa fortam nota, pentru a avea un sistem de pensii, in care bunul simt sa prevaleze. Dupa cum am amintit intr-un alt articol, trebuie sa impunem un sistem de pensii, asemanator celor din tarile dezvoltate din Europa. Raportul dintre pensia maxima si cea minim trebuie sa fie maxim 5. Nu mai trebuie sa pierdem vremea aiurea contrandu-ne pe subiecte otravite aruncate de smecheri pe piata(cum este cel referitor la pensiile speciale). Pur si simplu trebuie sa impunem principiul “raportului 5″. Nu exista nicio complicatie pentru atingerea acestui lucru: pur si simplu, este necesara o lege simpla, de impozitare progresiva a pensiilor, prin care se va determina o redistribuire a bugetului de pensii, dupa principiul ” raportului 5 in raport de contributivitate”. Deci spus mai simplu: pentru aceeasi vechime in munca, un cetatean nu poate primi o pensie din bani publici, sau un cumul de pensii din bani publici, mai mare de 5 ori fata de pensia minima platita din bani publici unui cetatean cu aceleasi conditii de vechime. De exemplu,daca un muncitor necalificat cu vechime completa de 35 de ani, atinge varsta de pensionare si primeste o pensie de 1.500 lei, nicio persoana cu vechime de minim 35 de ani, ajunsa la pensionare, nu poate primi mai mult de 7.500 lei(indiferent daca respectivul a fost ministru, presedinte, parlamentar, judecator CCR,…etc. Toate celelalte pensii se incadreaza proportional – in functie de contributivitate – intre aceste doua valori. Pentru celelalte situatii(vechime incompleta, incapacitate de munca etc….) voi veni cu un articol separat. In cazul militarilor, unde se foloseste termenul de pensie speciala, se pastreaza aceeasi formula – pensiile vor varia in functie de gradul si functiile avute pe parcursul activitatii, dar se vor incadra tot intre cele doua limite existente la nivel national pentru toata lumea. Se desfiinteaza orice alta pensie speciala,in afara celei “mostenite” de la Cuza,pentru militari.

Tot ce am mentionat aici,nu are nicio legatura cu pensiile private . Pur si aimplu nu avem incotro si trebuie sa acceptam ca exista multi oameni,fie extrem de capabili, fie mai norocosi fie mai “hoti neprinsi, negustori cinstiti”, ce au reusit sa-si construiasca, sa-si acumuleze “piramide” de venituri, la care statul nu mai poate atenta(vor avea grija urmasii lor sa le risipeasca …. :), nu e problema unui stat, ce trebuie sa apere si sa pastreze niste drepturi fundamentale – cum este de exemplu dreptul de proprietate. Asa ca statul nu are permisiunea de a ciuguli din pensiile private, din proprietatile si agonisirile unor cetateni, insa bugetul de pensii de stat trebuie adus in zona bunului simt – adica privit ca pe o oala foarte mare, din care trebuie sa fie hraniti cat mai echitabil toti batranii societatii(fie fosti pacalitori fie fosti pacaliti de ceilalti). Iar “raportul 5” cred ca se incadreaza in zona bunului simt.

Pensiile si manipularea.

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